Residents trying to find car insurance for California will need to buy at least a minimum liability insurance coverage of at least $15,000 for death or injury of one person per accident, $30,000 for more than one person injury or death per accident and $5,000 for damage to property. All california drivers must be able to present Proof of Liability Car Insurance for California when driving on pulbic access roads whenever they are pulled over or in the event of a car accident. It is therefore important to have the proof of insurance in the car at all times. Drivers who fail to show at least proof of liability insurance will be given a ticket and fined. The fine is not less than $500 and then you must add additional court costs. And if that is not enough to get you to drive with insurance, then may be having your vehicle impounded will.

California passed the Assembly Bill (AB) 2677 to assist consumers or car owners in buying their car insurance policies. As of January 1, 2005, the AB admitted insurers selling california car insurance policies are required to provide their consumers a cost estimate of the lowest priced policy at the limit the consumer asked for and which they are eligible to. Car insurance providers can do this by maintaining a toll free telephone number. They can also maintain a website where their consumers can get a cost free estimate or a referral to an insurance broker or agent who can provide them with the required estimate.

Under the AB 2677 insurance providers are also required to provide the California Department of Insurance information about the toll-free number and website. All provided information is available at the California Department of Insurance website and at its toll-free number. The Departments website is constantly updated to provide consumers the maximum assistance in buying their policies. Consumers can then visit the site and get the toll-free number or website of a specific insurance company for california auto insurance.

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