The State of Nevada requires that all registered vehicles in the state has at liability car insurance for Nevada. The required minimum car insurance for Nevada is $15,000 for bodily injury of one person per accident, $30,000 for bodily injury for two or more people per accident and $10,000 for property damage. All vehicle owners are required by the state to purchase their car insurance only from companies that are regulated and licensed by the Nevada Division of Insurance. At the same time, Nevada state law requires you to cancel the registration of your vehicle and to surrender your license plate if you cancel your insurance.

The state is serious about this requirement that it has introduced to the Insurance Verification Program. The program is a campaign between the Nevada DMV and the state approved and registered car insurance providers. Under the program, all registered and regulated insurance companies in Nevada must notify the DMV of all the new policies written and terminated for the month. Their report includes information of the policies, such as the vehicle identification number, the date of the coverage and to whom the policy was issued. The vehicle registration should match the name on your policy. Therefore you should change the name in your registration title and certificate if you are changing the name in your policy.

Using a computerized system the DMV process all the information every month and if an insurance policy was terminated and was not assigned a new policy, the vehicle is then recorded as a possible uninsured. The DMV then follows up with all possible uninsured vehicles. If your vehicle is considered you will be requested by the DMV to verify your car insurance or to confirm if you have taken your vehicle out of the state or sold it. You must then respond to the request within 20 days or they will suspend your registration.

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