The minimum amount of car insurance for South Carolina is 25/52/25 or $25,000 per person for bodily injury coverage, $50,000 per accident and $25,000 for personal property. If you apply for a drivers license in South Carolina you must show your proof of car insurance before it can be issued to you. If you or anyone in your household does not own a motor vehicle, you must state so by checking the appropriate box on your application.

It is illegal to drive without car insurance in South Carolina. If you are caught driving without the required car insurance, law enforcement will issue you a ticket. You may also be arrested and sent to jail, depending on the circumstances. After you have been caught without car insurance for South Carolina, you will be given 15 days to show your proof of car insurance. If you fail to show your proof of South Carolina car insurance within the given time frame, your license will then be suspended.

If your car insurance lapses, your insurance company will inform the Department of Motor Vehicles about the lapse. The DMV will then send you a notice requesting you to update your information or to surrender your license plate and vehicle registration to them if you cannot update your insurance. If you fail to comply with the request, your registration and license will be suspended and you will have to pay the reinstatement fee.

It is important not to let your South Carolina car insurance lapse. If financial situations are your problem, there are several factors that can affect the rate of your car insurance. The first factor is your driving record. If you want lower rates, you should keep a clean driving record. Your previous car insurance coverage can also affect your rate. If you have previous non payments or cancellation, your rates will be higher. Other factors that can affect your rate are vehicle use, type of vehicle, where you live, your gender and age and the number of drivers in your household.

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