The minimum amount of required car insurance for Wisconsin is $25,000 bodily injury per person per accident, $50,000 for death per accident and $10,000 for property damage. If you do not want to purchase insurance, as proof of financial responsibility you can post a bond or place a cash deposit with the Wisconsin Department of Transportation in the amount of $60,000.

When it comes to renewing your license or registering your vehicle, Wisconsin unlike most states, does not require you to present your proof of car insurance or proof of financial responsibility. You will only be required to show proof of financial responsibility if you are reinstating your suspended license and the suspension was due to a damage judgment or violation of the safety responsibility law.

If you got involved in an accident caused by another driver, the insurance of the other driver shall cover all the expenses you incurred from the accident. On the other hand, if you caused the accident, your insurance shall pay for the expenses to the other parties in result from the accident.