Insurance for rental cars is usually a different type of insurance than the original car insurance coverage. So provisions, exclusions and limitations may not have as much coverage or even no coverage at all. If you travel on a regular then you should be aware of insurance for rental cars. Generally, rental car agencies offer liability coverage which includes the Liability Policy for Claims and Loss of Damage Waiver. The liability policy for claims shall pay for claims from others. The Loss of Damage Waiver shall pay for the cost of damage or loss of the rental car.
 

Now you may not have been aware of this but there is a chance your credit card has additional auto insurance for rental car coverage. Of course you will have to check with your credit card company to see if they offer it or not and if they do then you will need to see what kind of coverage they will provide in case you ever need to use it, so you are not underinsured . Once you have gathered that information and your credit card company will provide insurance for rental cars check if your coverage is for all cars you rent or only from specific rental agencies. Also, you should ask if there is a limit of days in which you are covered and the class of cars it can be used on. In any case, just because you are not in your vehicle does not mean you do not need insurance for rental cars.